Cost-Conscious Decision Making, by Type of Health Plan, 2011

Percentage of privately insured adults 21–64 who received health care in last 12 months

 

	Traditional	HDHP	CDHP
Checked whether plan would cover care	48%	55%	59%
Asked for generic drug instead of brand name drug	46%	54%	53%
Talked to doctor about prescription options and costs	37%	41%	41%
Talked to doctor about treatment options and costs	33%	39%	36%
Asked doctor to recommend less costly prescription drug	35%	42%	38%
Developed budget to manage health care expenses	18%	20%	26%
Checked price of service before getting care	28%	31%	34%
Checked quality rating of doctor/hospital	27%	27%	27%
Used online cost-tracking tool provided by health plan	11%	10%	21%

Traditional = Health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = High-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = Consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.

Source: Findings From the 2011 EBRI/MGA Consumer Engagement in Health Care Survey, Employee Benefit Research Institute, December 2011, http://www.ebri.org/publications/ib/index.cfm?fa=ibDisp&content_id=4958